Workers' Compensation Insurance, Clayton, NC

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Learn more about which workers’ compensation policy is right for your business and which discounts you qualify for.

Does your business have three or more owners, officers or employees? If so, under The North Carolina Workers’ Compensation Act, your organization is required to carry workers’ compensation insurance. While there are some exceptions to this standard, not having workers’ compensation insurance could make your organization liable for fines as well as financial difficulty if one of your employees was hurt on the job and your business became responsible for their medical expenses, rehabilitation costs, etc.

Workers' Compensation Insurance in Clayton, North Carolina

Your Clayton, North Carolina business can become eligible for certain discounts on workers’ compensation insurance if you follow certain guidelines. Although discounts vary by insurer, some of the most common include:

  • Group association discounts—Is your business a member of a professional, industry, or trade group or association? Your organization may be eligible for a discount.
  • Drug-free workplace discounts—If your company has instituted a drug-free workplace program, most workers’ compensation insurance providers will give you a discount.
  • The implementation of a fall prevention or safety program—If your business has a fall prevention or workplace safety program in place, you can usually acquire a discount on your workers’ compensation policy.

As a local insurance firm, at Rich Haag & Associates, we can provide guidance on the workers’ compensation coverage your business needs and inform of you of which discounts you qualify for. We understand the daily demands placed on your time and your operations, and our agency exists to help your business meet legal requirements while protecting your financial and reputational interests.

We would be happy to sit down with you and discuss your current workers’ compensation coverage as well as additional options on the market that may be better suited for your business. Contact us at Rich Haag & Associates today to set up a convenient time to meet with us.